Want more scenarios like this? Explore the weekly hub and monthly hub, then run your own numbers in the calculator.
Run 3 return-rate scenarios to see a realistic range of outcomes — then adjust your monthly amount until it fits your budget.
Open the Money Growth CalculatorIf $200/month feels hard right now, test a smaller starting amount and increase it each year. Even small step-ups can move the result a lot over long horizons.
It can be. The biggest drivers are consistency and time. Use the calculator to compare multiple return scenarios.
Try 5% (conservative), 7% (mid), and 10% (optimistic) to see a range.
No. Treat results as estimates. You can lower your assumed return rate to be conservative.
If you can’t do both, extra time often helps a lot. Then increase contributions over time.
See /how-compound-interest-works.html.
These pages connect to calculators so you can run your own numbers.