How much will my money grow?

Use this compound interest calculator to estimate how your money could grow with weekly or monthly contributions. Adjust the return rate, time horizon, and contribution amount to compare scenarios side by side.

Compound interest growth over time

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Compound interest calculator

Tip: for fair comparisons, keep the annual total the same (e.g. $50/week ≈ $216/month).

“Equal annual total” compares timing only. “Same amount” compares $X/week vs $X/month (different yearly totals).

Future value: $
YearBalance
Want to understand how these numbers are calculated? How compound interest really works →

FAQ

What is compound interest in simple terms?

It’s “interest on interest” — your earnings can generate their own earnings. Over time, growth accelerates.

What compounding frequency should I choose?

More frequent compounding usually increases the result slightly. In real life, investment returns aren’t paid smoothly like bank interest, but this setting helps you explore scenarios.

Why is the chart rising faster later?

That’s the compounding effect — as the balance grows, the same percentage return produces bigger dollar gains.

Does this include fees, tax, or inflation?

No. This calculator is a clean model. Fees/tax/inflation can materially change outcomes, so treat results as estimates.

Where can I see the formula used?

See How compound interest really works → for the formula and a plain-English explanation.

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